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1201 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1201 Stephens Rd, Sidney, OH 45365 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,510 sqft · built 1970
Lot Size0.39 acres (17,010 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Dec 2019)
Tax Bill$2,280 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Jun 2026 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-2603101.013

Property Details

APN / Parcel Number

Primary APN02-2603101.013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,510 sqft Living Area
1st Floor Area1,710 sqft
Basement Area1,710 sqft
Finished Basement1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Roof MaterialShingle
Lot Area17,010 sqft (0.39 acres)
Lot Dimensions189 ft deep x 90 ft wide
Garage Area656 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area806 sqft
Patio Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1201 STEPHENS RD
CitySIDNEY
StateOH
Zip45365-8820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 WHOLE MILLCREEK 010-26-03-101-013PLAT V7 P47
Legal SubdivisionMILLCREEK SUBIVISION NO 4
Legal Lot Number46
JurisdictionSHELBY OH
Township / Civil DivisionCLINTON
Census Block Group1
Census Block1018
Census Tract971900

Owner

Source: Shelby County records · APN 02-2603101.013

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · Line of Credit
SUPERIOR FINANCIAL SOLUTIONS
Jun 08, 2026Deed of Trust, Mortgage · Construction Mortgage
FARMERS STATE BANK
Jun 08, 2026Deed of Trust, Mortgage · Construction Mortgage
FARMERS STATE BANK
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Dec 05, 2019Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2019 · Amount on Record
Deed SaleDec 05, 2019 · Amount on Record
Deed Document Number20196380
Deed Book / Page2198 / 411
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateJul 22, 2026
Property Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
Document Number0000003848
Book / Page2333 / 1595
Instrument DateJul 13, 2026
Instrument20263848
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyLEADERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$117,119.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
InvestorPossibly a Property Investor

Mortgage

Document Number0000003849,
DateJul 22, 2026
Book Page2333/1597
Instrument20263849
Lender
NameSUPERIOR FINANCIAL SOLUTIONS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.52%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Recording DateJun 08, 2026
Property Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
Document Number0000002914
Book / Page2332 / 2489
Instrument DateMay 22, 2026
Instrument20262914
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 STEPHENS RD, SIDNEY, OH 45365-8820

Mortgage

Document Number0000002914,
DateJun 08, 2026
Book Page2332/2489
Instrument20262914
Lender
NameFARMERS STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 28, 2027
Interest
Rate6.23%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Recording DateJun 08, 2026
Property Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
Document Number0000002913
Book / Page2332 / 2476
Instrument DateMay 22, 2026
Instrument20262913
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 STEPHENS RD, SIDNEY, OH 45365-8820

Mortgage

Document Number0000002913,
DateJun 08, 2026
Book Page2332/2476
Instrument20262913
Lender
NameFARMERS STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 28, 2027
Interest
Rate6.23%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2305/2724
DateNov 15, 2021
Book Page2305/2724
Instrument202107973
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateDec 05, 2019
Property Address1201 STEPHENS RD, SIDNEY, OH 45365-8820
Document Number002198/411
Book / Page2198 / 411
Map ReferenceMB 7 PG 47
Instrument DateDec 03, 2019
Instrument201900006380
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMARKET SQUARE TITLE AGENCY, MARKET SOUARE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1201 STEPHENS RD, SIDNEY, OH 45365-8820

Mortgage

Document Number201900006381
DateDec 05, 2019
Instrument201900006381
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,280.00 (-5.47%)$63,290 (+1.13%) Land $9,450 Building $53,840
2024$2,412.00 (+3.47%) Homeowner's exemption$62,580 (-) Land $9,450 Building $53,130
2023$2,331.00 (+9.95%) Homeowner's exemption$62,580 (+26.35%) Land $9,450 Building $53,130$180,840 (+27.8%) Land $27,000 Building $153,840
2022$2,120.00 Homeowner's exemption$49,530 Land $8,320 Building $41,210
2020$141,500 Land $23,760 Building $117,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (39149C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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