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116 S Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 116 S Gadwall Ln, Downs, IL 61736 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,285 sqft · built 1999
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Mar 2019)
Tax Bill$7,929 (2024)
Deeds & MortgagesMar 2024 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-04-152-009

Property Details

APN / Parcel Number

Primary APN29-04-152-009

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,285 sqft Living Area
1st Floor Area1,313 sqft
2nd Floor Area1,313 sqft
Basement Area1,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck Area290 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 S GADWALL LN
CityDOWNS
StateIL
Zip61736-9357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POINT 2 SUB PHASE 1 LOT 14
Legal Range03E
Legal Township22N
Legal Section04
Legal SubdivisionMALLARD POINT 2 SUB
Legal Lot Number14
JurisdictionMCLEAN IL
Township / Civil DivisionDOWNS
Census Block Group3
Census Block3041
Census Tract5401

Owner

Source: McLean County records · APN 29-04-152-009

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 S GADWALL LN, DOWNS, IL 61736-9357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 19, 2019Warranty Deed, Transfer · FHA Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2019 · Amount on Record
Deed SaleMar 19, 2019 · Amount on Record
Deed Document Number20193975
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address116 S GADWALL LN, DOWNS, IL 61736-9357
Transaction TypeMortgage
Record UpdatedMar 25, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 S GADWALL LN, DOWNS, IL 61736-9357

Mortgage

Document Number202400003019
DateMar 14, 2024
Instrument2024-00003019
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressALPAUGH, CA 93201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueApr 01, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 19, 2019
Property Address116 S GADWALL LN, DOWNS, IL 61736-9357
Document Number201900003975
Map ReferenceDOC 1999-00012114
Instrument DateFeb 12, 2019
Instrument2019-00003975
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyILLINOIS TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address116 S GADWALL LN, DOWNS, IL 61736-9357

Mortgage

Document Number201900003976
DateMar 19, 2019
Instrument2019-00003976
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionDowns Township
MunicipalityDowns Village
Unified School DistrictTri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$102,239 (+20.26%) Land $16,993 Building $85,246$306,717 (+20.26%) Land $50,979 Building $255,738
2024$7,929.00 (+13.79%)
2023$6,968.00$85,014 Land $14,130 Building $70,884$255,042 Land $42,390 Building $212,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026, river or lake flooding

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Pavlov MediaFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless1,000 / 500
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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