McLean County property record for 108 S Gadwall Ln, Downs, IL 61736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,636 sqft · built 2000 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Sep 2022) |
| Tax Bill | $6,397 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-152-005 |
| Primary APN | 29-04-152-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,636 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 S GADWALL LN |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINT 2 SUB PHASE 1 LOT 18 |
| Legal Range | 03E |
| Legal Township | 22N |
| Legal Section | 04 |
| Legal Subdivision | MALLARD POINT 2 SUB |
| Legal Lot Number | 18 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 5401 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 S GADWALL LN, DOWNS, IL 61736-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 9, 2018 | Warranty Deed, Transfer ALLIANCE LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2018 · Amount on Record |
| Deed Document Number | 202216801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Sep 20, 2022 |
| Property Address | 108 S GADWALL LN, DOWNS, IL 61736-9357 |
| Document Number | 202200016801 |
| Map Reference | DOC 99-12114 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022-00016801 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 S GADWALL LN, DOWNS, IL 61736-9357 |
| Document Number | 202200016802 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-00016802 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 9, 2018 |
| Property Address | 108 S GADWALL LN, DOWNS, IL 61736-9357 |
| Document Number | 201800010969 |
| Map Reference | DOC99-12114 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018-00010969 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $273.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 S GADWALL LN, DOWNS, IL 61736-9357 |
| Investor | Possibly a Property Investor |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,736 (+20.26%) Land $16,993 Building $66,743 | $251,208 (+20.26%) Land $50,979 Building $200,229 | |
| 2024 | $6,397.00 (+14.01%) | ||
| 2023 | $5,611.00 (+8.2%) | $69,628 (+9.47%) Land $14,130 Building $55,498 | $208,884 (+9.47%) Land $42,390 Building $166,494 |
| 2022 | $5,186.00 | $63,605 Land $12,908 Building $50,697 | $190,815 Land $38,724 Building $152,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNS serves 1,201 people · EPA ID IL1130500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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