McLean County property record for 112 S Gadwall Ln, Downs, IL 61736 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,658 sqft · built 2000 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,266 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-152-007 |
| Primary APN | 29-04-152-007 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 112 S GADWALL LN |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINT 2 SUB PHASE 1 LOT 16 |
| Legal Range | 03E |
| Legal Township | 22N |
| Legal Section | 04 |
| Legal Subdivision | MALLARD POINT 2 SUB |
| Legal Lot Number | 16 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 5401 |
Source: McLean County records · APN 29-04-152-007
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 S GADWALL LN, DOWNS, IL 61736-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 112 S GADWALL LN, DOWNS, IL 61736-9357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 201800002396 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 2018-00002396 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 112 S GADWALL LN, DOWNS, IL 61736-9357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000009264 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-00009264 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 112 S GADWALL LN, DOWNS, IL 61736-9357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100022017 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-00022017 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,225 (+20.26%) Land $16,993 Building $77,232 | $282,675 (+20.26%) Land $50,979 Building $231,696 | |
| 2024 | $7,266.00 (+13.87%) | ||
| 2023 | $6,381.00 | $78,349 Land $14,130 Building $64,219 | $235,047 Land $42,390 Building $192,657 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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