110 S Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 110 S Gadwall Ln, Downs, IL 61736 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,058 sqft · built 2000
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on File
Last Sale	$344,500 (Jun 2026)
Tax Bill	$7,604 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-04-152-006`

Property Details

APN / Parcel Number

Primary APN	`29-04-152-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
2nd Floor Area	1,058 sqft
Basement Area	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Porch	Open Porch
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 S GADWALL LN
City	DOWNS
State	IL
Zip	61736-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT 2 SUB PHASE 1 LOT 17
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	MALLARD POINT 2 SUB
Legal Lot Number	17
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3041
Census Tract	5401

Owner

Source: McLean County records · APN 29-04-152-006

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 S GADWALL LN, DOWNS, IL 61736-9357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Jul 25, 2020	Deed of Trust, Mortgage · Line of Credit CEFCU
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	20268453
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 22, 2026
Property Address	110 S GADWALL LN, DOWNS, IL 61736-9357
Document Number	0000008453
Instrument Date	Jun 01, 2026
Instrument	20268453
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$52,191.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 S GADWALL LN, DOWNS, IL 61736-9357

Mortgage

Document Number	0000008454,
Date	Jun 22, 2026
Instrument	20268454

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	110 S GADWALL LN, DOWNS, IL 61736-9357
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014218
Date	Jul 25, 2020
Instrument	2020-00014218

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Jul 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	110 S GADWALL LN, DOWNS, IL 61736-9357
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020716
Date	Oct 06, 2020
Instrument	2020-00020716

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,311 (+20.26%) Land $16,993 Building $81,318	$294,933 (+20.26%) Land $50,979 Building $243,954
2024	$7,604.00 (+13.83%)
2023	$6,680.00 (+8.04%)	$81,747 (+9.47%) Land $14,130 Building $67,617	$245,241 (+9.47%) Land $42,390 Building $202,851
2022	$6,183.00	$74,676 Land $12,908 Building $61,768	$224,028 Land $38,724 Building $185,304

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Pavlov Media	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	1,000 / 500
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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