McLean County property record for 115 S Gadwall Ln, Downs, IL 61736 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,114 sqft · built 1999 |
| Lot Size | 0.41 acres (17,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,000 (May 2018) |
| Tax Bill | $7,816 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-301-015 |
| Primary APN | 29-04-301-015 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,114 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,880 sqft (0.41 acres) |
| Street Address | 115 S GADWALL LN |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 4-22-3E MALLARD POINT 2 SUB PHASE 1 LOTS 8 & 9 |
| Legal Subdivision | MALLARD POINT 2 SUB |
| Legal Lot Number | 8,9 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 5401 |
Source: McLean County records · APN 29-04-301-015
Assessment roll updated April 8, 2026 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 S GADWALL LN, DOWNS, IL 61736-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| May 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 20187569 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 115 S GADWALL LN, DOWNS, IL 61736-9356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100027687 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-00027687 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Rate | 2.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 15, 2018 |
| Property Address | 115 S GADWALL LN, DOWNS, IL 61736-9356 |
| Document Number | 201800007569 |
| Map Reference | DOC99-12114 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018-00007569 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 S GADWALL LN, DOWNS, IL 61736-9356 |
| Document Number | 201800007570 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018-00007570 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,874 (+20.26%) Land $19,354 Building $81,520 | $302,622 (+20.26%) Land $58,062 Building $244,560 | |
| 2024 | $7,816.00 (+13.8%) | ||
| 2023 | $6,868.00 | $83,878 Land $16,093 Building $67,785 | $251,634 Land $48,279 Building $203,355 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130054013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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