Effingham County property record for 113 Red Bluff Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,606 sqft · built 1999 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,279 (2025) |
| Deeds & Mortgages | Mar 2025 Transfer Apr 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0464A-264-000 |
| Primary APN | 0464A-264-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,606 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 77,537 sqft (1.78 acres) |
| Terrain | Rolling |
| Garage Area | 526 sqft |
| Porch | Slab |
| Porch Area | 1,114 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19210 |
|---|---|
| Street Address | 113 RED BLUFF CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 1.78 AC LOT 264 |
| Legal Subdivision | SILVERWOOD PLANTATIO |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 264 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 27, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Apr 2, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 20, 2024 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 22, 2020 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE |
| May 12, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2025 |
| Deed Sale | Apr 2, 2025 |
| Prior Sale | Mar 27, 2025 |
| Deed Book / Page | 2964 / 899 |
| Prior Transfer Date | Mar 25, 2025 |
| Prior Transfer Doc | 002964/899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 27, 2025 |
| Property Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002963/881 |
| Book / Page | 2963 / 881 |
| Instrument Date | Mar 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 2, 2025 |
| Property Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002964/899 |
| Book / Page | 2964 / 899 |
| Instrument Date | Mar 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 20, 2024 |
| Property Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002926/775 |
| Book / Page | 2926 / 775 |
| Instrument Date | Aug 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | D2024006306 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | D2024006306 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 22, 2020 |
| Property Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002632/737 |
| Book / Page | 2632 / 737 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-003072 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 0000002632/0000000739 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 0000002632/0000000739 |
| Instrument | 010995 |
| Name | UNITED WHOLESALE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 27, 2018 |
| Property Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002463/230 |
| Book / Page | 2463 / 230 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018-000947 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002463/232 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 2463/232 |
| Instrument | 003563 |
| Name | GUILD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 12, 2017 |
| Property Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002407/387 |
| Book / Page | 2407 / 387 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017-001321 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 RED BLUFF CIR, RINCON, GA 31326-5104 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,788 (+12.15%) Land $34,000 Building $229,788 | $659,471 (+12.15%) Land $85,000 Building $574,471 | |
| 2025 | $3,279.00 (-35.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,216 (+31.69%) Land $34,000 Building $201,216 | $588,040 (+31.69%) Land $85,000 Building $503,040 |
| 2022 | $5,060.00 Homeowner's exemption | $178,619 Land $28,800 Building $149,819 | $446,547 Land $72,000 Building $374,547 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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