McIntosh County property record for 1155 Merchant Ln SE, Townsend, GA 31331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,146 sqft · built 2018 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Mar 2026) |
| Tax Bill | $833 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0050-C-0131 |
| Primary APN | 0050-C-0131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Heated Area |
| 1st Floor Area | 1,146 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13227 |
|---|---|
| Street Address | 1155 MERCHANT LN SE |
| City | TOWNSEND |
| State | GA |
| Zip | 31331-4855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LT 131 2.280 ACRES |
| Legal Subdivision | COASTAL PINES |
| Legal Phase | 3 |
| Legal Lot Number | 131 |
| Jurisdiction | MCINTOSH GA |
| Township / Civil Division | DARIEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 110202 |
1155 Merchant Ln SE is owned and occupied by two individuals who bought it in March 2026.
Source: McIntosh County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 26, 2026 | Warranty Deed, Transfer · FHA Mortgage CAPITAL CITY HOME LOANS |
| Mar 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM |
| Oct 25, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Prior Sale | Mar 20, 2019 · Amount on File |
| Deed Book / Page | 741 / 439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Property Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Document Number | 0000000702/0000000682 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 0000000702/0000000682 |
| Instrument | 001417 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Recording Date | Mar 26, 2026 |
| Property Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Document Number | 000741/439 |
| Book / Page | 741 / 439 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.72 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Document Number | D2026000784 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | D2026000784 |
| Name | CAPITAL CITY HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Recording Date | Mar 20, 2019 |
| Property Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Document Number | 000644/271 |
| Book / Page | 644 / 271 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2019-000216 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000644/0000000274 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 0000000644/0000000274 |
| Instrument | 000495 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Recording Date | Oct 25, 2018 |
| Property Address | 1155 MERCHANT LN SE, TOWNSEND, GA 31331-4855 |
| Document Number | 000640/334 |
| Book / Page | 640 / 334 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 2018-000844 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1309, HINESVILLE, GA 31310-8309 |
The 2025 property tax bill for 1155 Merchant Ln SE was $833 with exemptions applied.
Source: McIntosh County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McIntosh County |
| Unified School District | McIntosh County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $833.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $96,320 Land $8,000 Building $88,320 | $240,800 Land $20,000 Building $220,800 |
| 2023 | $676.00 Homeowner's exemption Senior Citizen's exemption | $88,720 Land $5,000 Building $83,720 | $221,800 Land $12,500 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1155 Merchant Ln SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1155 Merchant Ln SE is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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