1154 Merchant Ln SE, Townsend, GA 31331 Property Records

McIntosh County property record for 1154 Merchant Ln SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 2017
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2024)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0129`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0129`
Alternative APN	`13482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Heated Area
1st Floor Area	1,116 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Area	264 sqft
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13482
Street Address	1154 MERCHANT LN SE
City	TOWNSEND
State	GA
Zip	31331-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	HSE/ LOT 129
Legal Subdivision	COASTAL PINES
Legal Phase	3
Legal Lot Number	129
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1003
Census Tract	110202

Owner

1154 Merchant Ln SE is owned and occupied by two individuals who acquired it in June 2024.

Source: McIntosh County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1154 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage GLENNVILLE BANK
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Feb 28, 2018	Warranty Deed, Transfer · FHA Mortgage BRAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	2024103
Deed Book / Page	710 / 414
Last Transfer Date	Jun 22, 2024
Transfer Doc	000715/550
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1154 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000626/796
Date	Jul 17, 2017
Book Page	626/796
Instrument	001353

Lender

Name	GLENNVILLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2018

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Feb 12, 2024
Property Address	1154 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000710/414
Book / Page	710 / 414
Instrument Date	Jan 1, 2024
Instrument	2024000103
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	0000710416
Date	Feb 12, 2024
Instrument	710/416

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Feb 28, 2018
Property Address	1154 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000632/808
Book / Page	632 / 808
Instrument Date	Feb 28, 2018
Instrument	2018-000136
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	632/811
Date	Mar 1, 2018
Book Page	632/811
Instrument	000365

Lender

Name	BRAND MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1154 Merchant Ln SE was $2,674 with a homeowner's exemption.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 Homeowner's exemption	$89,320 Land $8,000 Building $81,320	$223,300 Land $20,000 Building $203,300
2023	$2,912.00 Homeowner's exemption	$99,160 Land $5,000 Building $94,160	$247,900 Land $12,500 Building $235,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1154 Merchant Ln SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1154 Merchant Ln SE is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merchant Ln SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures