1110 Merchant Ln SE, Townsend, GA 31331 Property Records

McIntosh County property record for 1110 Merchant Ln SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 2007
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (May 2025)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0127`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0127`
Alternative APN	`13223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,414 sqft Heated Area
1st Floor Area	1,414 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13223
Street Address	1110 MERCHANT LN SE
City	TOWNSEND
State	GA
Zip	31331-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	H/LT 127 .847 ACRES
Legal Subdivision	COASTAL PINES
Legal Phase	3
Legal Lot Number	127
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1003
Census Tract	110202

Owner

1110 Merchant Ln SE is owned and occupied by two individuals who bought it in May 2025.

Source: McIntosh County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1110 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jun 16, 2021	Warranty Deed, Transfer
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jun 6, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Book / Page	727 / 737
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	127 MERCHANT LN SE, TOWNSEND, GA 31331
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MERCHANTS LN

Mortgage

Document Number	0000000673/0000000723
Date	Jun 21, 2021
Book Page	0000000673/0000000723
Instrument	001638

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jun 16, 2021
Property Address	127 MERCHANT LN SE, TOWNSEND, GA 31331
Document Number	673/720
Book / Page	673 / 720
Instrument Date	Jun 16, 2021
Instrument	2021-000606
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 155, TOWNSEND, GA 31331-0155

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Mar 22, 2018
Property Address	127 MERCHANT LN SE, TOWNSEND, GA 31331
Document Number	000633/525
Book / Page	633 / 525
Instrument Date	Mar 22, 2018
Instrument	2018-000204
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	000633/528
Date	Mar 26, 2018
Book Page	633/528
Instrument	000516

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	MCINTOSH GA
Recording Date	Jun 6, 2017
Property Address	127 MERCHANT LN SE, TOWNSEND, GA 31331
Document Number	00000626/1
Book / Page	626 / 1
Instrument Date	Jun 6, 2017
Instrument	2017-000509
Transaction Type	Foreclosure
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Merchant Ln SE was $2,970.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00	$94,400 Land $8,000 Building $86,400	$236,000 Land $20,000 Building $216,000
2023	$2,602.00 Homeowner's exemption	$88,000 Land $5,000 Building $83,000	$220,000 Land $12,500 Building $207,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1110 Merchant Ln SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Merchant Ln SE is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable · Fiber in parts of the area	1,000 / 250

May also be available: T-Mobile.

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