1147 Merchant Ln SE, Townsend, GA 31331 Property Records

McIntosh County property record for 1147 Merchant Ln SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2007
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Apr 2020)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0132`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0132`
Alternative APN	`13228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Heated Area
1st Floor Area	1,386 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	380 sqft

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Patio Area	104 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13228
Street Address	1147 MERCHANT LN SE
City	TOWNSEND
State	GA
Zip	31331-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	H/LT 132 .637 ACRES
Legal Subdivision	COASTAL PINES
Legal Phase	3
Legal Lot Number	132
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1003
Census Tract	110202

Owner

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5245 US HIGHWAY 17 N, BRUNSWICK, GA 31525-4624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES OF AMERICA
Apr 24, 2020	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	2020279
Deed Book / Page	656 / 205
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1147 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	0000000656/0000000208
Date	Apr 29, 2020
Book Page	0000000656/0000000208
Instrument	000703

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jan 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Apr 24, 2020
Property Address	1147 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000656/205
Book / Page	656 / 205
Instrument Date	Apr 24, 2020
Instrument	2020-000279
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	0000000656/0000000208
Date	Apr 29, 2020
Book Page	0000000656/0000000208
Instrument	000703

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,948.00 (+14.13%)	$93,640 (+7.24%) Land $8,000 Building $85,640	$234,100 (+7.24%) Land $20,000 Building $214,100
2023	$2,583.00 Homeowner's exemption	$87,320 Land $5,000 Building $82,320	$218,300 Land $12,500 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable · Fiber in parts of the area	1,000 / 250

May also be available: T-Mobile.

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