1119 Merchant Ln SE, Townsend, GA 31331 Property Records

McIntosh County property record for 1119 Merchant Ln SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 2018
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$157,500 (Apr 2021)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0134`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0134`
Alternative APN	`13230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Heated Area
1st Floor Area	1,146 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	196 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13230
Street Address	1119 MERCHANT LN SE
City	TOWNSEND
State	GA
Zip	31331-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LT 134 .505 ACRES
Legal Subdivision	COASTAL PINES
Legal Phase	3
Legal Lot Number	134
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1003
Census Tract	110102

Owner

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Feb 20, 2020	Warranty Deed, Transfer
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY
Sep 12, 2018	Warranty Deed, Transfer
Sep 12, 2018	Warranty Deed, Transfer
Sep 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2021338
Deed Book / Page	670 / 447
Record Updated	Jun 8, 2026

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Apr 1, 2021
Property Address	1119 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000670/447
Book / Page	670 / 447
Instrument Date	Apr 1, 2021
Instrument	2021-000338
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	0000000670/0000000449
Date	Apr 8, 2021
Book Page	0000000670/0000000449
Instrument	000983

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Feb 20, 2020
Property Address	1119 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000654/168
Book / Page	654 / 168
Instrument Date	Feb 20, 2020
Instrument	2020-000127
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 FRASER ST, HINESVILLE, GA 31313-3706
Investor	Possibly a Property Investor

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Feb 20, 2020
Property Address	1119 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000654/170
Book / Page	654 / 170
Instrument Date	Feb 20, 2020
Instrument	2020-000126
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 MERCHANT LN SE, TOWNSEND, GA 31331-4855

Mortgage

Document Number	0000000309
Date	Feb 20, 2020
Instrument	000309

Lender

Name	BAY EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Sep 12, 2018
Property Address	134 MERCHANT LN SE, TOWNSEND, GA 31331
Document Number	639/155
Book / Page	639 / 155
Instrument Date	Sep 12, 2018
Instrument	2018-000744
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 800, HINESVILLE, GA 31310-0800

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Sep 12, 2018
Property Address	134 MERCHANT LN SE, TOWNSEND, GA 31331
Document Number	639/155
Book / Page	639 / 155
Instrument Date	Sep 12, 2018
Instrument	2018-000744
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 800, HINESVILLE, GA 31310-0800

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Sep 12, 2018
Property Address	1119 MERCHANT LN SE, TOWNSEND, GA 31331-4855
Document Number	000639/155
Book / Page	639 / 155
Instrument Date	Sep 12, 2018
Instrument	2018-000744
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 800, HINESVILLE, GA 31310-0800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+15.27%)	$97,080 (+8.4%) Land $8,000 Building $89,080	$242,700 (+8.4%) Land $20,000 Building $222,700
2023	$2,645.00 Homeowner's exemption	$89,560 Land $5,000 Building $84,560	$223,900 Land $12,500 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2017–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable · Fiber in parts of the area	1,000 / 250

May also be available: T-Mobile.

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