11549 Arbor Gate Dr, Clermont, FL 34711 Property Records

Lake County property record for 11549 Arbor Gate Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,714 sqft · built 2006
Lot Size	0.733 acres (31,966 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2014)
Tax Bill	$5,408 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-2001-000-07500`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-2001-000-07500`
Alternative APN	`3848480`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,714 sqft Living Area
1st Floor Area	2,714 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	31,966 sqft (0.733 acres)
Garage Type	Finished
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	510 sqft
Porch	Open Porch
Porch Area	1,108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3848480
Street Address	11549 ARBOR GATE DR
City	CLERMONT
State	FL
Zip	34711-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLANE PHASE II PB 57 PG 83-84 LOT 75 ORB 4487 PG 662
Legal Range	26E
Legal Township	23S
Legal Section	06
Legal Subdivision	TIMBERLANE PHASE
Legal Phase	2
Legal Tract	F-H
Legal Lot Number	75
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

11549 Arbor Gate Dr is owned and occupied by an individual who bought it in June 2014.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11549 ARBOR GATE DR, CLERMONT, FL 34711-6811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2014 · Amount on File
Deed Sale	Jun 10, 2014 · Amount on File
Prior Sale	Mar 19, 2014 · Amount on File
Deed Document Number	2014062882
Deed Book / Page	4487 / 0662
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11549 ARBOR GATE DR, CLERMONT, FL 34711-6811
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053641248
Date	Oct 28, 2019
Book Page	5364/1248
Instrument	2019121696

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11549 ARBOR GATE DR, CLERMONT, FL 34711-6811
Document Number	0051490251
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	ALOMA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11549 ARBOR GATE DR CLERMONT FL 347116811, CLERMONT, FL 34711-6811

Mortgage

Document Number	0051490251
Date	Aug 2, 2018
Book Page	005149/000251
Instrument	90172

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,860 Land $100,000 Building $302,860	$529,830 Land $100,000 Building $429,830
2024	$5,408.00 (+5.87%)
2023	$5,108.00 (+5.71%) Homeowner's exemption	$380,110 (+3%)	$519,155 (+24.56%) Land $100,000 Building $419,155
2022	$4,832.00 Homeowner's exemption	$369,040	$416,786 Land $53,750 Building $363,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11549 Arbor Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11549 Arbor Gate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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