11603 Arbor Gate Dr, Clermont, FL 34711 Property Records

Lake County property record for 11603 Arbor Gate Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,949 sqft · built 2009
Lot Size	0.385 acres (16,812 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Apr 2018)
Tax Bill	$4,357 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-2001-000-07300`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-2001-000-07300`
Alternative APN	`3848477`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,949 sqft Living Area
1st Floor Area	1,949 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,812 sqft (0.385 acres)
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3848477
Street Address	11603 ARBOR GATE DR
City	CLERMONT
State	FL
Zip	34711-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLANE PHASE II PB 57 PG 83-84 LOT 73 ORB 5090 PG 110
Legal Range	26E
Legal Township	23S
Legal Section	06
Legal Subdivision	TIMBERLANE PHASE
Legal Phase	2
Legal Tract	F-H
Legal Lot Number	73
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

11603 Arbor Gate Dr is owned and occupied by an individual who bought it in April 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 11, 2020	Loan Modification, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP
Apr 4, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage IMPAC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Jan 5, 2017 · Amount on File
Deed Document Number	2018038615
Deed Book / Page	5090 / 0110
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811

Mortgage

Document Number	0066121078
Date	Oct 9, 2025
Book Page	6612/1078
Instrument	2025125386

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Jul 1, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811

Mortgage

Document Number	0062421694
Date	Nov 16, 2023
Book Page	6242/1694
Instrument	2023140016

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811
Document Number	0055010301
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11603 ARBOR GATE DR CLERMONT FL 347116811, CLERMONT, FL 34711-6811

Mortgage

Document Number	0055010301
Date	Jul 9, 2020
Book Page	005501/000301
Instrument	73404

Lender

Name	AMERIFIRST FIN'L CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 4, 2018
Property Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811
Document Number	0050900110
Book / Page	5090 / 0110
Map Reference	MB 57 PG 83&84
Instrument Date	Mar 30, 2018
Instrument	2018038615
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 10TH AVE, 450, SAN DIEGO, CA 92101-7225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811

Mortgage

Document Number	2018038616
Date	Apr 4, 2018
Instrument	2018038616

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 5, 2017
Property Address	11603 ARBOR GATE DR, CLERMONT, FL 34711-6811
Document Number	0048842173
Book / Page	4884 / 2173
Map Reference	MB57 PG83&84
Instrument Date	Dec 27, 2016
Instrument	2017001033
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATL TITLE FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11603 ARBOR GATE DR, 11603, CLERMONT, FL 34711-6811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 MAR NAN MAR PL, CLERMONT, FL 34711-3335

Mortgage

Document Number	0048842175
Date	Jan 5, 2017
Instrument	4884/2175

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,690 Land $100,000 Building $220,690	$391,829 Land $100,000 Building $291,829
2024	$4,357.00 (+6.82%)
2023	$4,079.00 (+6.58%) Homeowner's exemption Additional exemption filed	$302,590 (+3%)	$382,387 (+30.16%) Land $100,000 Building $282,387
2022	$3,827.00 Homeowner's exemption Additional exemption filed	$293,779	$293,779 Land $53,750 Building $240,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11603 Arbor Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11603 Arbor Gate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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