11525 Arbor Gate Dr, Clermont, FL 34711 Property Records

Lake County property record for 11525 Arbor Gate Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,444 sqft · built 2008
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Trust Names on File
Last Sale	$354,900 (Oct 2018)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-2001-000-07900`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-2001-000-07900`
Alternative APNs	`262306200100007900` `3848484`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	2,444 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,683 sqft (0.383 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Slab
Porch Area	267 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3848484
Street Address	11525 ARBOR GATE DR
City	CLERMONT
State	FL
Zip	34711-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TIMBERLANE PHASE II PB 57 PG 83-84 LOT 79 ORB 5189 PG 2345
Legal Range	26E
Legal Township	23S
Legal Section	6
Legal Subdivision	TIMBERLANE PHASE II
Legal Tract	F-H
Legal Block	1
Legal Lot Number	79
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

11525 Arbor Gate Dr is owner-occupied and held in a trust since October 2018.

Source: Lake County records, as of August 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11525 ARBOR GATE DR, CLERMONT, FL 34711-6811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	2018125894
Deed Book / Page	5189 / 2345
Prior Transfer Date	Jun 17, 2016
Prior Transfer Doc	0048022068
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11525 ARBOR GATE DR, CLERMONT, FL 34711-6811
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11525 ARBOR GATE DR, CLERMONT, FL 34711-6811

Mortgage

Document Number	0055891959
Date	Nov 25, 2020
Book Page	5589/1959
Instrument	2020133428

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 26, 2018
Property Address	11525 ARBOR GATE DR, CLERMONT, FL 34711-6811
Document Number	0051892345
Book / Page	5189 / 2345
Map Reference	MB 57 PG 83&84
Instrument Date	Oct 18, 2018
Instrument	2018125894
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4567 ALTA SAGA DR, REDDING, CA 96002-4145

Mortgage

Document Number	2018125895
Date	Oct 26, 2018
Instrument	2018125895

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11525 Arbor Gate Dr was $4,518 with a homeowner's exemption, up 2.5% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,470 (+2.7%)	$489,163 (+4.46%) Land $110,000 Building $379,163
2025	$4,518.00 (+2.5%) Homeowner's exemption	$324,710 Land $100,000 Building $224,710	$468,299 Land $100,000 Building $368,299
2024	$4,408.00 (+6.76%)
2023	$4,129.00 (+6.53%) Homeowner's exemption	$306,370 (+3%)	$457,469 (+27.1%) Land $100,000 Building $357,469
2022	$3,876.00 Homeowner's exemption	$297,450	$359,916 Land $53,750 Building $306,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11525 Arbor Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11525 Arbor Gate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Arbor Gate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures