11516 Zane Cir, Champlin, MN 55316 Property Records

Hennepin County property record for 11516 Zane Cir, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,020 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 1999)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-120-21-22-0031`

Property Details

APN / Parcel Number

Primary APN	`33-120-21-22-0031`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,020 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	1,020 sqft
Basement Area	384 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	1,039 sqft
Deck Area	206 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11516 ZANE CIR
City	CHAMPLIN
State	MN
Zip	55316-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 018 BLOCK 002 A WHITE OAK RIVER ESTATES 100 X 150
Legal Range	21
Legal Township	120
Legal Section	33
Legal Quarter	22
Legal Subdivision	WHITE OAK RIVER ESTATES
Legal Block	2
Legal Lot Number	18
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2000
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11516 ZANE CIR, CHAMPLIN, MN 55316-2930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU
Apr 4, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 1999 · Amount on Record
Deed Sale	Aug 9, 1999 · Amount on Record
Prior Sale	Aug 19, 1998 · Amount on Record
Deed Document Number	1999709438
Last Transfer Date	Apr 3, 2018
Transfer Doc	0A10542443
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11516 ZANE CIR, CHAMPLIN, MN 55316-2930
Document Number	0010600322
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 ZANE CIR CHAMPLIN MN 553162930, CHAMPLIN, MN 55316-2930

Mortgage

Document Number	0010600322
Date	Oct 9, 2018
Instrument	10600322

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2038

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HENNEPIN MN
Recording Date	Apr 4, 2018
Property Address	11516 ZANE CIR, CHAMPLIN, MN 55316-2930
Document Number	0010542443
Instrument Date	Apr 3, 2018
Instrument	10542443
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 ZANE CIR CHAMPLIN MN 553162930, CHAMPLIN, MN 55316-2930

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+0.6%) Homeowner's exemption	$317,700 (-1.52%) Land $107,100 Building $210,600	$317,700 (-1.52%) Land $107,100 Building $210,600
2024	$3,686.00 (+8.92%)	$322,600 (+5.08%) Land $113,400 Building $209,200	$322,600 (+5.08%) Land $113,400 Building $209,200
2023	$3,384.00 Homeowner's exemption
2022		$307,000 Land $106,000 Building $201,000	$307,000 Land $106,000 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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