11524 Zane Cir, Champlin, MN 55316 Property Records

Hennepin County property record for 11524 Zane Cir, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,194 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (May 2020)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-120-21-22-0030`

Property Details

APN / Parcel Number

Primary APN	`33-120-21-22-0030`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,194 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,194 sqft
Basement Area	920 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11524 ZANE CIR
City	CHAMPLIN
State	MN
Zip	55316-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLOCK 002 A WHITE OAK RIVER ESTATES 100 X 150
Legal Range	21
Legal Township	120
Legal Section	33
Legal Quarter	22
Legal Subdivision	WHITE OAK RIVER ESTATES
Legal Block	2
Legal Lot Number	17
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2000
Census Tract	26906

Owner

11524 Zane Cir is owned and occupied by two individuals who bought it in May 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11524 ZANE CIR, CHAMPLIN, MN 55316-2930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · VA Mortgage SERVBANK SB
Jul 12, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 4, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Mar 25, 2014 · Amount on File
Deed Document Number	202010782335
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11524 ZANE CIR, CHAMPLIN, MN 55316-2930
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11276351
Date	Apr 11, 2024
Instrument	A11276351

Lender

Name	SERVBANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11524 ZANE CIR, CHAMPLIN, MN 55316-2930
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11524 ZANE CIR, CHAMPLIN, MN 55316-2930

Mortgage

Document Number	0A11214096
Date	Jul 12, 2023
Instrument	A11214096

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11524 ZANE CIR, CHAMPLIN, MN 55316-2930
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10897045
Date	Jan 7, 2021
Instrument	A10897045

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 4, 2020
Property Address	11524 ZANE CIR, CHAMPLIN, MN 55316-2930
Document Number	0010782335
Instrument Date	Apr 30, 2020
Instrument	10782335
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	MODERN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,027.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11524 ZANE CIR CHAMPLIN MN 553162930, CHAMPLIN, MN 55316-2930

Mortgage

Document Number	10782336
Date	May 4, 2020
Instrument	10782336

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11524 Zane Cir was $4,426 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,426.00	$372,100 Land $107,100 Building $265,000	$372,100 Land $107,100 Building $265,000
2023	$4,076.00 Homeowner's exemption
2022		$364,000 Land $106,000 Building $258,000	$364,000 Land $106,000 Building $258,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11524 Zane Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11524 Zane Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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