Hennepin County property record for 11492 Zane Cir, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,646 sqft · built 1974 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Apr 1999) |
| Tax Bill | $4,094 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-120-21-22-0034 |
| Primary APN | 33-120-21-22-0034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 974 sqft |
| 2nd Floor Area | 672 sqft |
| Basement Area | 129 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 174 sqft |
| Patio Area | 174 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 11492 ZANE CIR |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-2928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 021 BLOCK 002 A WHITE OAK RIVER ESTATES 100 X 150 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 33 |
| Legal Quarter | 22 |
| Legal Subdivision | WHITE OAK RIVER ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 26906 |
11492 Zane Cir is owned and occupied by an individual who acquired it in April 2015.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11492 ZANE CIR, CHAMPLIN, MN 55316-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 1999 · Amount on File |
| Deed Sale | Apr 13, 1999 · Amount on File |
| Deed Document Number | 1999698280 |
| Last Transfer Date | Apr 20, 2015 |
| Transfer Doc | 0010209961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11492 ZANE CIR, CHAMPLIN, MN 55316-2928 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0A10953149 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | A10953149 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 11492 Zane Cir was $4,094 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,094.00 | $346,900 Land $107,100 Building $239,800 | $346,900 Land $107,100 Building $239,800 |
| 2023 | $3,785.00 Homeowner's exemption | ||
| 2022 | $340,000 Land $106,000 Building $234,000 | $340,000 Land $106,000 Building $234,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11492 Zane Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11492 Zane Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
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