11525 Zane Cir, Champlin, MN 55316 Property Records

Hennepin County property record for 11525 Zane Cir, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,205 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on File
Last Sale	$3,000 (Jun 2022)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-120-21-22-0023`

Property Details

APN / Parcel Number

Primary APN	`33-120-21-22-0023`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
Gross Area	3,945 sqft
1st Floor Area	1,087 sqft
2nd Floor Area	1,118 sqft
Basement Area	622 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	1,118 sqft
Deck Area	360 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11525 ZANE CIR
City	CHAMPLIN
State	MN
Zip	55316-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 002 A WHITE OAK RIVER ESTATES 100 X 150
Legal Range	21
Legal Township	120
Legal Section	33
Legal Quarter	22
Legal Subdivision	WHITE OAK RIVER ESTATES
Legal Block	2
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2000
Census Tract	26906

Owner

11525 Zane Cir is owned by a company that bought it in June 2022 and is owner-occupied.

Source: Hennepin County records, as of July 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	11525 ZANE CIR, CHAMPLIN, MN 55316-2929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
Jun 27, 2022	Intrafamily Transfer, Transfer
Jun 12, 2020	Quit Claim Deed, Transfer BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Mar 13, 2003 · Amount on File
Deed Document Number	202211122671
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0011122671
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 1, 2026
Property Address	11525 ZANE CIR, CHAMPLIN, MN 55316-2929
Document Number	0011475621
Instrument Date	Jun 26, 2026
Instrument	202611475621
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$171.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	11525 ZANE CIR, CHAMPLIN, MN 55316-2929

Mortgage

Document Number	0011475622,
Date	Jul 1, 2026
Instrument	202611475622

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Jun 27, 2022
Property Address	11525 ZANE CIR, CHAMPLIN, MN 55316-2929
Document Number	0A11122671
Instrument Date	Nov 11, 2021
Instrument	A11122671
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11525 ZANE CIR, CHAMPLIN, MN 55316-2929

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 12, 2020
Property Address	11525 ZANE CIR, CHAMPLIN, MN 55316-2929
Document Number	0010798434
Instrument Date	Jun 8, 2020
Instrument	10798434
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11525 ZANE CIR CHAMPLIN MN 553162929, CHAMPLIN, MN 55316-2929

Mortgage

Document Number	10798435
Date	Jun 12, 2020
Instrument	10798435

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11525 Zane Cir was $5,314 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00	$439,300 Land $107,100 Building $332,200	$439,300 Land $107,100 Building $332,200
2023	$4,751.00 Homeowner's exemption
2022		$420,000 Land $106,000 Building $314,000	$420,000 Land $106,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11525 Zane Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11525 Zane Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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