11509 Zane Cir, Champlin, MN 55316 Property Records

Hennepin County property record for 11509 Zane Cir, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,185 sqft · built 1979
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2022)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-120-21-22-0021`

Property Details

APN / Parcel Number

Primary APN	`33-120-21-22-0021`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,185 sqft Living Area
Gross Area	2,423 sqft
1st Floor Area	1,185 sqft
Basement Area	662 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	11509 ZANE CIR
City	CHAMPLIN
State	MN
Zip	55316-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 002 A WHITE OAK RIVER ESTATES 100 X 150
Legal Range	21
Legal Township	120
Legal Section	33
Legal Quarter	22
Legal Subdivision	WHITE OAK RIVER ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2000
Census Tract	26906

Owner

11509 Zane Cir is owned and occupied by two individuals who bought it in September 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11509 ZANE CIR, CHAMPLIN, MN 55316-2929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · FHA Mortgage WOODLANDS NATIONAL BANK
Aug 8, 2017	Grant Deed, Transfer · VA Mortgage PERL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Aug 12, 2022 · Amount on File
Deed Document Number	202211143270
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 2, 2022
Property Address	11509 ZANE CIR, CHAMPLIN, MN 55316-2929
Document Number	0A11143270
Instrument Date	Aug 12, 2022
Instrument	A11143270
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11509 ZANE CIR, CHAMPLIN, MN 55316-2929

Mortgage

Document Number	0A11143271
Date	Sep 2, 2022
Instrument	A11143271

Lender

Name	WOODLANDS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 8, 2017
Property Address	11509 ZANE CIR, CHAMPLIN, MN 55316-2929
Document Number	0010467837
Instrument Date	Jul 26, 2017
Instrument	10467837
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11509 ZANE CIR CHAMPLIN MN 553162929, CHAMPLIN, MN 55316-2929

Mortgage

Document Number	10467838
Date	Aug 8, 2017
Instrument	10467838

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11509 Zane Cir was $4,084 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,084.00	$346,200 Land $107,100 Building $239,100	$346,200 Land $107,100 Building $239,100
2023	$3,687.00 Homeowner's exemption
2022		$332,000 Land $106,000 Building $226,000	$332,000 Land $106,000 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11509 Zane Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11509 Zane Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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