Polk County property record for 1180 Lucerne Loop Rd NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,500 sqft · built 1956 |
| Lot Size | 0.681 acres (29,669 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,800 (Jun 2002) |
| Tax Bill | $460 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-02-522100-000421 |
| Primary APN | 26-28-02-522100-000421 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 29,669 sqft (0.681 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 112 sqft |
| Cooling System | None |
|---|
| Street Address | 1180 LUCERNE LOOP RD NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LUCERNE SHORES PB 39 PG 38 LOTS 42 NLY 25 FT & 43 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | LUCERNE SHORES |
| Legal Tract | 522100 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 12804 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1180 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2002 · Amount on Record |
| Deed Sale | Jun 11, 2002 · Amount on Record |
| Deed Book / Page | 5029 / 137 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,479 (+2.7%) | $202,280 (+0.5%) Land $65,152 Building $137,128 | |
| 2025 | $460.00 (-50.05%) Homeowner's exemption | $74,468 (+5.99%) | $201,274 (-2.35%) Land $65,152 Building $136,122 |
| 2023 | $921.00 (+3.83%) Homeowner's exemption | $70,261 (+3%) | $206,110 (+3.79%) Land $62,552 Building $143,558 |
| 2022 | $887.00 Homeowner's exemption | $68,215 | $198,585 Land $64,203 Building $134,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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