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115 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 115 Towering Pine Dr, Ladson, SC 29456 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,516 sqft · built 2000
Lot Size0.5 acres (21,780 sqft)
Owner2 Owner Names on File
Last Sale$212,000 (Sep 2009)
Tax Bill$2,360 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN146-12-02-003

Property Details

APN / Parcel Number

Primary APN146-12-02-003
Alternative APN
  • R0032730

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,516 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR0032730
Old Parcel Number1461202003
Street Address115 TOWERING PINE DR
CityLADSON
StateSC
Zip29456-3701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B7 SUBD: SUMMERHAVEN PH 1A
Legal SubdivisionSUMMERHAVEN
Legal Phase1A
Legal TractT
Legal Lot NumberB7
JurisdictionDORCHESTER SC
Township / Civil DivisionSUMMERVILLE
Census Block Group1
Census Block1006
Census Tract10814

Owner

Source: Dorchester County records · APN 146-12-02-003

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address115 TOWERING PINE DR, LADSON, SC 29456-3701
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE SERVICES INC
Jun 07, 2021Deed of Trust, Mortgage · FHA Mortgage
BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2009 · Amount on Record
Deed SaleSep 18, 2009 · Amount on Record
Prior SaleOct 13, 2006 · Amount on Record
Deed Document Number0007238244
Deed Book / Page7238 / 244
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER SC
Property Address115 TOWERING PINE DR, LADSON, SC 29456-3701
Transaction TypeMortgage
Record UpdatedApr 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141000016
DateApr 07, 2022
Book Page14100/16
Instrument2022009574
Lender
NameCMG MORTGAGE SERVICES INC
TypeMortgage Company
AddressNAPA, CA 94558
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueMay 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER SC
Property Address115 TOWERING PINE DR, LADSON, SC 29456-3701
Transaction TypeMortgage
Record UpdatedJul 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number134060036
DateJun 07, 2021
Book Page13406/36
Instrument2021018086
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyDorchester County
MunicipalitySummerville Town
Unified School DistrictDorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,360.00$15,727 (+89.99%) Land $3,400 Building $12,327$393,164 (+89.98%) Land $85,000 Building $308,164
2024$2,360.00 (+10.38%)
2023$2,138.00 (+2.35%)$8,278 (-0.02%) Land $1,800 Building $6,478$206,955 (-) Land $45,000 Building $161,955
2022$2,089.00$8,280 Land $1,800 Building $6,480$206,955 Land $45,000 Building $161,955

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (45035C), updated April 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450350108141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims6 (1999–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimFeb 2021, rainfall accumulation
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 35% of South Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
WOW Internet, Cable & PhoneCable1,200 / 50
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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