Dorchester County property record for 117 Towering Pine Dr, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,616 sqft · built 2003 |
| Lot Size | 0.368 acres (16,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,990 (Aug 2026) |
| Tax Bill | $7,434 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-12-02-004 |
| Primary APN | 146-12-02-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,021 sqft (0.368 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0032731 |
|---|---|
| Street Address | 117 TOWERING PINE DR |
| City | LADSON |
| State | SC |
| Zip | 29456-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD_SV |
| Legal Description | LOT B8 SUBD: SUMMERHAVEN PH 1A |
| Legal Subdivision | SUMMERHAVEN |
| Legal Phase | 1A |
| Legal Tract | T |
| Legal Lot Number | B8 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10814 |
Source: Dorchester County records · APN 146-12-02-004
Assessment roll updated October 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 TOWERING PINE DR, LADSON, SC 29456-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2026 · Amount on Record |
| Deed Sale | Aug 04, 2026 · Amount on Record |
| Prior Sale | Sep 13, 2016 · Amount on Record |
| Deed Document Number | 202618647 |
| Deed Book / Page | 16766 / 110 |
| Prior Transfer Date | Sep 13, 2024 |
| Prior Transfer Doc | 0155090272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Aug 04, 2026 |
| Property Address | 117 TOWERING PINE DR, LADSON, SC 29456-3701 |
| Document Number | 0000018647 |
| Book / Page | 16766 / 110 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202618647 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110,288.97 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 TOWERING PINE DR, LADSON, SC 29456-3701 |
| Document Number | 0000018648, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 202618648 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 117 TOWERING PINE DR, LADSON, SC 29456-3701 |
| Document Number | 2773/0275 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 TOWERING PINE DR #D LADSON SC 294563701, D, LADSON, SC 29456-3701 |
| Document Number | 2773/0275 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 012773/000275 |
| Instrument | 24512 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
Source: Dorchester County records · Assessment roll updated October 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,434.00 (+165.12%) | $24,947 (+146.71%) Land $5,100 Building $19,847 | $415,778 (+64.46%) Land $85,000 Building $330,778 |
| 2024 | $2,804.00 (+10.79%) | ||
| 2023 | $2,531.00 (+2.1%) | $10,112 (+0.02%) Land $1,800 Building $8,312 | $252,812 (-) Land $45,000 Building $207,812 |
| 2022 | $2,479.00 | $10,110 Land $1,800 Building $8,310 | $252,812 Land $45,000 Building $207,812 |
Source: FEMA National Flood Hazard Layer as of April 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 156 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMMERVILLE CPW serves 81,750 people |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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