108 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 108 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2022)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-12-03-002`

Property Details

APN / Parcel Number

Primary APN	`146-12-03-002`
Alternative APN	`R0032795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,065 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032795
Street Address	108 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT A52 SUBD: SUMMERHAVEN PH 1A
Legal Subdivision	SUMMERHAVEN
Legal Phase	1A
Legal Tract	T
Legal Lot Number	A52
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1010
Census Tract	10814

Owner

Source: Dorchester County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 41457, NORTH CHARLESTON, SC 29423-1457
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Jul 6, 2022	Deed, Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	202217905
Deed Book / Page	14263 / 173
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	108 TOWERING PINE DR, LADSON, SC 29456-3712
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TOWERING PINE DR, LADSON, SC 29456-3712

Mortgage

Document Number	0161760183
Date	Oct 15, 2025
Book Page	16176/183
Instrument	2025022727

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 6, 2022
Property Address	108 TOWERING PINE DR, LADSON, SC 29456-3712
Document Number	0142630173
Book / Page	14263 / 173
Map Reference	CAB K SL 29
Instrument Date	Jun 29, 2022
Instrument	2022017905
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 41457, NORTH CHARLESTON, SC 29423-1457

Mortgage

Document Number	2022017906
Date	Jul 6, 2022
Instrument	2022017906

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00	$14,000 (-2.37%) Land $3,400 Building $10,600	$350,000 (+46.44%) Land $85,000 Building $265,000
2024	$3,092.00 (-65.35%)
2023	$8,923.00 (+409.89%)	$14,340 (+65.02%) Land $2,700 Building $11,640	$239,007 (+10.03%) Land $45,000 Building $194,007
2022	$1,750.00 Homeowner's exemption	$8,690 Land $1,610 Building $7,080	$217,211 Land $40,250 Building $176,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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