119 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 119 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,206 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Sep 2020)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-12-02-005`

Property Details

APN / Parcel Number

Primary APN	`146-12-02-005`
Alternative APN	`R0032732`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032732
Street Address	119 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT B9 SUBD: SUMMERHAVEN PH 1A
Legal Subdivision	SUMMERHAVEN
Legal Phase	1A
Legal Tract	T
Legal Lot Number	B9
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1006
Census Tract	10814

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 TOWERING PINE DR, LADSON, SC 29456-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Grant Deed, Transfer · VA Mortgage ONETRUST HM LOANS
Jan 6, 2020	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Jan 6, 2020
Deed Document Number	202025709
Deed Book / Page	12800 / 29
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	0122640330
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Sep 30, 2020
Property Address	119 TOWERING PINE DR, LADSON, SC 29456-3701
Document Number	2800/0029
Book / Page	012800 / 000029
Instrument Date	Aug 13, 2020
Instrument	25709
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	EXPERT TITLE COMPANY, EXPERT TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 TOWERING PINE DR LADSON SC 294563701, LADSON, SC 29456-3701

Mortgage

Document Number	2800/0034
Date	Sep 30, 2020
Book Page	012800/000034
Instrument	25710

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jan 6, 2020
Property Address	119 TOWERING PINE DR, LADSON, SC 29456-3701
Document Number	2264/0330
Book / Page	012264 / 000330
Instrument Date	Dec 23, 2019
Instrument	256
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 TOWERING PINE DR LADSON SC 294563701, LADSON, SC 29456-3701

Mortgage

Document Number	2264/0334
Date	Jan 6, 2020
Book Page	012264/000334
Instrument	257

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2035

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00	$12,814 (+19.16%) Land $3,400 Building $9,414	$320,338 (+19.15%) Land $85,000 Building $235,338
2024	$2,959.00 (+10.87%)
2023	$2,669.00 (+2.07%)	$10,754 (+0.04%) Land $2,200 Building $8,554	$268,858 (-) Land $55,000 Building $213,858
2022	$2,615.00	$10,750 Land $2,200 Building $8,550	$268,858 Land $55,000 Building $213,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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