108 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 108 S Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,134 sqft · built 1820
Lot Size	0.348 acres (3,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Apr 2026)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-181-033-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-181-033-000`
Alternative APN	`07251010200600 00`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,267 sqft (0.348 acres)
Lot Dimensions	110 ft deep x 31 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Street Address	108 S MOORE ST
City	WATERLOO
State	IL
Zip	62298-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WB3
Legal Description	LOT 18A J B MOORES ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	J B MOORES ADD
Legal Lot Number	18A
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3057
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4951 S RD, WATERLOO, IL 62298-3837
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2026442199
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 21, 2026
Property Address	108 S MOORE ST, WATERLOO, IL 62298-1352
Document Number	0000442199
Instrument Date	Apr 17, 2026
Instrument	2026.442199
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$5,757.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4951 S RD, WATERLOO, IL 62298-3837

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 11, 2021
Property Address	108 S MOORE ST, WATERLOO, IL 62298-1352
Document Number	0000419001
Instrument Date	Aug 9, 2021
Instrument	419001
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S MOORE ST, WATERLOO, IL 62298-1352

Mortgage

Document Number	0000419002
Date	Aug 11, 2021
Instrument	419002

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00 (+0.71%)	$20,850 (+2.08%) Land $15,420 Building $5,430	$62,550 (+2.08%) Land $46,260 Building $16,290
2024	$1,272.00	$20,425 (+4.32%) Land $15,282 Building $5,143	$61,275 (+4.32%) Land $45,846 Building $15,429
2022		$19,580 Land $14,560 Building $5,020	$58,740 Land $43,680 Building $15,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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