Kane County property record for 115 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,777 sqft · built 1900 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,260 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-152-006 |
| Primary APN | 06-24-152-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 2,552 sqft |
| Basement Area | 775 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,930 sqft (0.159 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 115 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W L PEASES SUB LOT 30 OF B W RAYMONDS 2ND ADDN EAST 42 FT LOT 11 |
| Legal Subdivision | W L PEASES SUB |
| Legal Block | 3 |
| Legal Lot Number | 30,11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851600 |
115 Oak St is owned and occupied by two individuals who acquired it in December 1994.
Source: Kane County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 195, ELGIN, IL 60121-0195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 19, 1994 |
| Transfer Doc | 0000091892 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 115 Oak St was $5,260 with exemptions applied, up 5.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,260.00 (+5.6%) Homeowner's exemption Senior Citizen's exemption | $84,954 (+8.57%) Land $12,336 Building $72,618 | $254,964 (+8.57%) Land $37,023 Building $217,941 |
| 2024 | $4,981.00 | $78,248 Land $11,362 Building $66,886 | $234,838 Land $34,100 Building $200,738 |
| 2022 | $3,798.00 (-2.79%) Homeowner's exemption | $64,458 (+6.96%) Land $9,360 Building $55,098 | $193,374 (+6.96%) Land $28,080 Building $165,294 |
| 2021 | $3,907.00 Homeowner's exemption | $60,264 Land $8,751 Building $51,513 | $180,792 Land $26,253 Building $154,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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