129 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 129 Oak St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,158 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Companies on Record
Tax Bill	$945 (2025)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-24-152-002`

Property Details

APN / Parcel Number

Primary APN	`06-24-152-002`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,158 sqft Living Area
Gross Area	2,014 sqft
Basement Area	856 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	129 OAK ST
City	ELGIN
State	IL
Zip	60123-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTER L PEASES SUB LOT 30 OF B W RAYMONDS 2ND ADDN EAST 50 FT NORTH 8 RODS LOT 8 (EXCEPT BOOK 1796/433)
Legal Subdivision	WALTER L PEASES SUB
Legal Block	3
Legal Lot Number	30,8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851600

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	129 OAK ST, ELGIN, IL 60123-7729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2021
Transfer Doc	0000066359
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 30, 2021
Property Address	129 OAK ST, ELGIN, IL 60123-7729
Document Number	0000066359
Instrument Date	Aug 12, 2021
Instrument	2021K066359
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	129 OAK ST, ELGIN, IL 60123-7729

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (-37.29%) Homeowner's exemption Senior Citizen's exemption	$58,837 (+8.57%) Land $13,563 Building $45,274	$176,582 (+8.57%) Land $40,705 Building $135,876
2024		$54,192 (+21.39%) Land $12,492 Building $41,700	$162,641 (+21.44%) Land $37,491 Building $125,150
2022	$1,507.00 (-2.84%) Homeowner's exemption	$44,642 (+6.96%) Land $10,291 Building $34,351	$133,926 (+6.96%) Land $30,873 Building $103,053
2021	$1,551.00 Homeowner's exemption	$41,737 Land $9,621 Building $32,116	$125,211 Land $28,863 Building $96,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20