Kane County property record for 133 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,938 sqft · built 1900 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (May 2026) |
| Tax Bill | $5,621 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-152-001 |
| Primary APN | 06-24-152-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,896 sqft |
| Basement Area | 958 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,900 sqft (0.135 acres) |
| Street Address | 133 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER L PEASES SUB LOT 30 B W RAYMONDS 2ND ADDN NORTH 118 FT OF EAST 38 FT OF LOT 7 & NORTH 118 FT OF WEST 12 FT LOT 8 |
| Legal Subdivision | WALTER L PEASES SUB |
| Legal Block | W |
| Legal Lot Number | 30,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851600 |
133 Oak St is owned by an individual who bought it in May 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1037 MORTON AVE, ELGIN, IL 60120-2436 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Sep 15, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Aug 16, 1999 · Amount on File |
| Deed Document Number | 202618403 |
| Prior Transfer Date | Sep 9, 2023 |
| Prior Transfer Doc | 0000032226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 5, 2026 |
| Property Address | 133 OAK ST, ELGIN, IL 60123-7758 |
| Document Number | 0000018403 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202618403 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 MORTON AVE, ELGIN, IL 60120-2436 |
| Document Number | 0000018404, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202618404 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 15, 2023 |
| Property Address | 133 OAK ST, ELGIN, IL 60123-7758 |
| Document Number | 0000032226 |
| Instrument Date | Sep 9, 2023 |
| Instrument | 2023K032226 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 OAK ST, ELGIN, IL 60123-7758 |
The 2025 property tax bill for 133 Oak St was $5,621, up 3.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,621.00 (+3.5%) | $73,683 (+8.57%) Land $12,953 Building $60,730 | $221,137 (+8.57%) Land $38,875 Building $182,263 |
| 2024 | $5,431.00 | $67,867 Land $11,931 Building $55,936 | $203,682 Land $35,807 Building $167,875 |
| 2022 | $4,484.00 (+3.96%) | $51,718 (+6.96%) Land $9,829 Building $41,889 | $155,154 (+6.96%) Land $29,487 Building $125,667 |
| 2021 | $4,313.00 | $48,352 Land $9,189 Building $39,163 | $145,056 Land $27,567 Building $117,489 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 133 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 133 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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