Kane County property record for 107 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 992 sqft · built 1900 |
| Lot Size | 0.117 acres (5,115 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,458 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-152-008 |
| Primary APN | 06-24-152-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 992 sqft |
| Basement Area | 744 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,115 sqft (0.117 acres) |
| Street Address | 107 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER L PEASES SUB LOT 30 OF B W RAYMONDS 2ND ADDN EAST 1/2 LOT 12 |
| Legal Subdivision | WALTER L PEASES SUB |
| Legal Block | 3 |
| Legal Lot Number | 30,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851600 |
107 Oak St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 OAK ST, ELGIN, IL 60123-7729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 107 Oak St was $2,458 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,458.00 Homeowner's exemption Senior Citizen's exemption | $48,231 (+8.57%) Land $10,486 Building $37,745 | $144,751 (+8.57%) Land $31,471 Building $113,280 |
| 2024 | $44,424 Land $9,658 Building $34,766 | $133,325 Land $28,986 Building $104,340 | |
| 2022 | $2,219.00 (+7.15%) Homeowner's exemption | $36,595 (+6.96%) Land $7,956 Building $28,639 | $109,785 (+6.96%) Land $23,868 Building $85,917 |
| 2021 | $2,071.00 Homeowner's exemption | $34,213 Land $7,438 Building $26,775 | $102,639 Land $22,314 Building $80,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 107 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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