Kane County property record for 105 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,007 sqft · built 1900 |
| Lot Size | 0.202 acres (8,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 2021) |
| Tax Bill | $5,954 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-152-009 |
| Primary APN | 06-24-152-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,007 sqft Living Area |
| Gross Area | 3,138 sqft |
| Basement Area | 1,131 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,804 sqft (0.202 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER L PEASES SUB LOT 30 OF B W RAYMONDS 2ND ADDN NORTH 107 FT LOTS 13 & 14 |
| Legal Subdivision | WALTER L PEASES SUB |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851600 |
105 Oak St is owned and occupied by two individuals who bought it in June 2021.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 OAK ST, ELGIN, IL 60123-7729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Mar 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Mar 4, 2019 · Amount on File |
| Deed Document Number | 202149630 |
| Prior Transfer Date | Jun 1, 2021 |
| Prior Transfer Doc | 0000049630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2021 |
| Property Address | 105 OAK ST, ELGIN, IL 60123-7729 |
| Document Number | 0000049630 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021K049630 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 OAK ST, ELGIN, IL 60123-7729 |
| Document Number | 0000049631 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021K049631 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.33% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 4, 2019 |
| Property Address | 105 OAK ST, ELGIN, IL 60123-7729 |
| Document Number | 0000008417 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 8417 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 OAK ST ELGIN IL 601237729, ELGIN, IL 60123-7729 |
| Document Number | 8418 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 8418 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 3, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
The 2025 property tax bill for 105 Oak St was $5,954 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,954.00 Homeowner's exemption | $86,056 (+8.57%) Land $15,416 Building $70,640 | $258,271 (+8.57%) Land $46,267 Building $212,005 |
| 2024 | $79,263 Land $14,199 Building $65,064 | $237,884 Land $42,614 Building $195,270 | |
| 2022 | $5,141.00 (-5.6%) Homeowner's exemption | $65,294 (+6.96%) Land $11,697 Building $53,597 | $195,882 (+6.96%) Land $35,091 Building $160,791 |
| 2021 | $5,446.00 | $61,045 Land $10,936 Building $50,109 | $183,135 Land $32,808 Building $150,327 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 105 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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