110 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 110 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,240 sqft · built 1900
Lot Size	0.108 acres (4,704 sqft)
Owner	2 Company Names on Record
Last Sale	$165,000 (Jan 2019)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Jan 2019 Sale Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3623-84-3045`

Property Details

APN / Parcel Number

Primary APN	`3623-84-3045`
Alternative APNs	`362316843045` `271074` `308279` `20478`

Interior

Stories	2 Stories
Building Area	6,240 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	4,704 sqft (0.108 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	308279
Street Address	110 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-2725
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-B
Legal Description	110 & 112 E MAIN ST
Legal Subdivision	TOWN OF LINCOLNTON
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2001
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2544 FREEMAN RD, LINCOLNTON, NC 28092-8878
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Feb 7, 2007 · Amount on Record
Deed Document Number	2019587358
Deed Book / Page	2790 / 498
Last Transfer Date	Dec 18, 2024
Transfer Doc	0003376340
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 4, 2019
Property Address	110 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	2790498
Book / Page	002790 / 000498
Instrument Date	Jan 4, 2019
Instrument	587358
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2544 FREEMAN RD LINCOLNTON NC 280928878, LINCOLNTON, NC 28092-8878

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	110 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	2675850
Book / Page	002675 / 000850
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 COUNTRY CLUB RD LINCOLNTON NC 280928713, LINCOLNTON, NC 28092-8713

Mortgage

Document Number	2675850
Date	Jun 30, 2017
Book Page	002675/000850
Instrument	564772

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00	$226,905 (-) Land $50,930 Building $175,975	$226,905 (-) Land $50,930 Building $175,975
2025	$2,546.00 (+1.6%)	$226,905 (-) Land $50,930 Building $175,975	$226,905 (-) Land $50,930 Building $175,975
2023	$2,506.00	$226,905 Land $50,930 Building $175,975	$226,905 Land $50,930 Building $175,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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