11484 Zane Cir, Champlin, MN 55316 Property Records

Hennepin County property record for 11484 Zane Cir, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,268 sqft · built 1975
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$1,258 (Nov 2022)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-120-21-22-0035`

Property Details

APN / Parcel Number

Primary APN	`33-120-21-22-0035`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	1,268 sqft
Basement Area	1,014 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	11484 ZANE CIR
City	CHAMPLIN
State	MN
Zip	55316-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 022 BLOCK 002 A WHITE OAK RIVER ESTATES 100 X 150
Legal Range	21
Legal Township	120
Legal Section	33
Legal Quarter	22
Legal Subdivision	WHITE OAK RIVER ESTATES
Legal Block	2
Legal Lot Number	22
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2000
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11484 ZANE CIR, CHAMPLIN, MN 55316-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit ANOKA HENNEPIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	202211160285
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 4, 2022
Property Address	11484 ZANE CIR, CHAMPLIN, MN 55316-2928
Document Number	0A11160285
Instrument Date	Sep 12, 2022
Instrument	A11160285
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11484 ZANE CIR, CHAMPLIN, MN 55316-2928

Mortgage

Document Number	0A11160286
Date	Nov 4, 2022
Instrument	A11160286

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11484 ZANE CIR, CHAMPLIN, MN 55316-2928
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11484 ZANE AVE N, CHAMPLIN, MN 55316-2975

Mortgage

Document Number	0A11089331
Date	Mar 21, 2022
Instrument	A11089331

Lender

Name	ANOKA HENNEPIN CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55448

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,277.00 (+9.84%)	$360,800 (+3.38%) Land $107,100 Building $253,700	$360,800 (+3.38%) Land $107,100 Building $253,700
2023	$3,894.00 Homeowner's exemption
2022		$349,000 Land $106,000 Building $243,000	$349,000 Land $106,000 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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