Kane County property record for 1143 Morningside Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1967 |
| Lot Size | 0.78 acres (33,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Sep 2012) |
| Tax Bill | $9,661 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-006 |
| Primary APN | 06-02-376-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 33,987 sqft (0.78 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1143 MORNINGSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ESTATES LOT 7 |
| Legal Subdivision | MORNINGSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1143 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 16, 2022 | Intrafamily Transfer, Transfer |
| Feb 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Mar 15, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2012 · Amount on Record |
| Deed Sale | Sep 21, 2012 · Amount on Record |
| Prior Sale | Jul 2, 1996 · Amount on Record |
| Deed Document Number | 201264051 |
| Last Transfer Date | Sep 8, 2022 |
| Transfer Doc | 0000046331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 16, 2022 |
| Property Address | 1143 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Document Number | 0000046331 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022K046331 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1143 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1143 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000006098 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018K006098 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 5.73% |
| Max Rate | 18% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 15, 2022 |
| Property Address | 1143 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Document Number | 0000014467 |
| Instrument Date | Aug 11, 2018 |
| Instrument | 2022K014467 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1143 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,661.00 (+15.88%) Homeowner's exemption | $134,639 (+8.57%) Land $43,538 Building $91,101 | $404,079 (+8.57%) Land $130,666 Building $273,412 |
| 2024 | $124,011 (+21.39%) Land $40,101 Building $83,910 | $372,182 (+21.44%) Land $120,351 Building $251,831 | |
| 2022 | $8,337.00 (+4.41%) Homeowner's exemption | $102,156 (+6.96%) Land $33,034 Building $69,122 | $306,468 (+6.96%) Land $99,102 Building $207,366 |
| 2021 | $7,985.00 Homeowner's exemption | $95,508 Land $30,884 Building $64,624 | $286,524 Land $92,652 Building $193,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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