1140 Windrose Cir, Madison, MS 39110 Property Records

Madison County property record for 1140 Windrose Cir, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3,353 sqft · built 2002
Owner	Individual Name on File
Tax Bill	$2,882 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072B-09B-180`

Property Details

APN / Parcel Number

Primary APN	`072B-09B-180`
Alternative APNs	`072B-09B-180/00.00` `39426`

Interior

Total Rooms	8 Rooms
Building Area	3,353 sqft Adjusted Area
1st Floor Area	2,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	39426
Old Parcel Number	072B-09B-180/00.00
Street Address	1140 WINDROSE CIR
City	MADISON
State	MS
Zip	39110-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 287 CROSSCREEK PART 8 D@84
Legal Range	02E
Legal Township	07N
Legal Section	09
Legal Subdivision	CROSSCREEK PT 8
Legal Lot Number	287
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	30202

Owner

1140 Windrose Cir is owned and occupied by an individual who acquired it in May 2023.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1140 WINDROSE CIR, MADISON, MS 39110-7753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023
Deed Sale	May 10, 2023
Prior Sale	Oct 6, 2009
Deed Document Number	0004329169
Deed Book / Page	4329 / 169
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 10, 2023
Property Address	1140 WINDROSE CIR, MADISON, MS 39110-7753
Document Number	004329/169
Book / Page	4329 / 169
Map Reference	CAB D SL 84
Instrument Date	May 9, 2023
Instrument	981810
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 IRONWOOD PLANTATION BLVD, MADISON, MS 39110-6042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1140 WINDROSE CIR, MADISON, MS 39110-7753

Mortgage

Document Number	0000981811
Date	May 10, 2023
Instrument	981811

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1140 Windrose Cir was $2,882 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,882.00 Homeowner's exemption	$27,307	$273,070 Land $45,000 Building $228,070
2024	$2,882.00 (-39.62%)
2023	$4,773.00	$40,961	$273,070 Land $45,000 Building $228,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 Windrose Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Windrose Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20