Madison County property record for 1132 Windrose Cir, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,957 sqft · built 2005 |
| Lot Size | 0.328 acres (14,318 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,900 (Jul 2008) |
| Tax Bill | $2,690 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-09B-223 |
| Primary APN | 072B-09B-223 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,957 sqft Adjusted Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 2,443 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,318 sqft (0.328 acres) |
| Cooling System | Central |
|---|
| Account Number | 43805 |
|---|---|
| Street Address | 1132 WINDROSE CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-7753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 395 CROSSCREEK PART 11 C@172 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | CROSSCREEK PT 11 |
| Legal Lot Number | 395 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30202 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1132 WINDROSE CIR, MADISON, MS 39110-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2008 · Amount on Record |
| Deed Sale | Jul 18, 2008 · Amount on Record |
| Prior Sale | Oct 24, 2005 |
| Deed Document Number | 2008568516 |
| Deed Book / Page | 2336 / 111 |
| Prior Transfer Date | Jul 10, 2008 |
| Prior Transfer Doc | 0023340292 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 1132 WINDROSE CIR, MADISON, MS 39110-7753 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13 EASTBROOKE CIR, MADISON, MS 39110-6536 |
| Document Number | 004186/479 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 4186/479 |
| Instrument | 953231 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 5, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 1132 WINDROSE CIR, MADISON, MS 39110-7753 |
| Document Number | 0000899116 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 13 EASTBROOKE CIR MADISON MS 391106536, MADISON, MS 39110-6536 |
| Document Number | 0000899116 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 003898/000035 |
| Instrument | 899116 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Aug 13, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,690.00 Homeowner's exemption | $25,667 (-) | $256,670 (-) Land $45,000 Building $211,670 |
| 2024 | $2,690.00 | ||
| 2023 | $2,690.00 Homeowner's exemption | $25,667 | $256,670 Land $45,000 Building $211,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1983–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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