1128 Windrose Cir, Madison, MS 39110 Property Records

Madison County property record for 1128 Windrose Cir, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,768 sqft · built 2005
Lot Size0.456 acres (19,901 sqft)
Owner2 Individual Names on File
Last Sale$357,770 (Oct 2025)
Tax Bill$4,349 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN072B-09B-224

Property Details

APN / Parcel Number

Primary APN072B-09B-224
Alternative APNs
  • 072B-09B-224/00.00
  • 43806

Interior

Full Baths5 Baths
Stories1 Story
Building Area2,768 sqft Adjusted Area
Gross Area2,226 sqft
1st Floor Area2,226 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,901 sqft (0.456 acres)
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number43806
Street Address1128 WINDROSE CIR
CityMADISON
StateMS
Zip39110-7753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 396 CROSSCREEK PART II D@172
Legal Range02E
Legal Township07N
Legal Section09
Legal SubdivisionCROSSCREEK PT 11
Legal Lot Number396
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group1
Census Block1009
Census Tract30202

Owner

1128 Windrose Cir is owned and occupied by two individuals who bought it in October 2025.

Source: Madison County records, as of April 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1128 WINDROSE CIR, MADISON, MS 39110-7753
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer · Conventional Mortgage
PRIORITYONE BANK
Oct 11, 2019Warranty Deed, Transfer
BANKPLUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2025 · Amount on File
Deed SaleOct 31, 2025 · Amount on File
Prior SaleOct 11, 2019 · Amount on File
Deed Document Number20251037805
Deed Book / Page4613 / 387
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 31, 2025
Property Address1128 WINDROSE CIR, MADISON, MS 39110-7753
Document Number004613/387
Book / Page4613 / 387
Map ReferenceCAB D SL 172
Instrument DateOct 27, 2025
Instrument1037805
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1128 WINDROSE CIR, MADISON, MS 39110-7753

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1128 WINDROSE CIR, MADISON, MS 39110-7753
InvestorPossibly a Property Investor

Mortgage

Document Number0001037806
DateOct 31, 2025
Instrument1037806
Lender
NamePRIORITYONE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 11, 2019
Property Address1128 WINDROSE CIR, MADISON, MS 39110-7753
Document Number0000877465
Book / Page003774 / 000704
Instrument DateOct 10, 2019
Instrument877465
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyBENCHMARK TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1128 WINDROSE CIR MADISON MS 391107753, MADISON, MS 39110-7753

Mortgage

Document Number877466
DateOct 11, 2019
Book Page003774/000708
Instrument877466
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount on Record
Term360 Months
DueOct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Windrose Cir was $4,349.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,349.00$37,325$248,830 Land $45,000 Building $203,830
2024$4,349.00
2023$4,349.00$37,325$248,830 Land $45,000 Building $203,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1128 Windrose Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1983–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1128 Windrose Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
T-Mobile
Fixed Wireless
100 / 20

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