1149 Windrose Cir, Madison, MS 39110 Property Records

Madison County property record for 1149 Windrose Cir, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2,862 sqft · built 2002
Owner	2 Individual Names on Record
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`072B-09B-181`

Property Details

APN / Parcel Number

Primary APN	`072B-09B-181`
Alternative APNs	`072B-09B-181/00.00` `39427`

Interior

Total Rooms	7 Rooms
Building Area	2,862 sqft Adjusted Area
1st Floor Area	2,425 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	39427
Old Parcel Number	072B-09B-181/00.00
Street Address	1149 WINDROSE CIR
City	MADISON
State	MS
Zip	39110-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 288 CROSSCREEK PART 8 D@84
Legal Range	02E
Legal Township	07N
Legal Section	09
Legal Subdivision	CROSSCREEK PT 8
Legal Lot Number	288
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1012
Census Tract	30202

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19383 RIVER RD, YAZOO CITY, MS 39194-9229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Mar 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020
Deed Sale	Mar 16, 2020
Deed Document Number	0003827551
Deed Book / Page	3827 / 551
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1149 WINDROSE CIR, MADISON, MS 39110-7754
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200000 RIVER RD, YAZOO, MS 39194

Mortgage

Document Number	4086/844
Date	Aug 16, 2021
Book Page	4086/844
Instrument	933909

Lender

Name	BANKPLUS
Type	Bank
Address	STAR, MS 39167

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 16, 2020
Property Address	1149 WINDROSE CIR, MADISON, MS 39110-7754
Document Number	0000897096
Book / Page	003827 / 000551
Instrument Date	Mar 12, 2020
Instrument	897096
Transaction Type	Construction Loan
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19383 RIVER RD YAZOO CITY MS 391949229, YAZOO CITY, MS 39194-9229

Mortgage

Document Number	887098
Date	Mar 16, 2020
Book Page	003827/000554
Instrument	887098

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2021

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,399.00	$37,755 (-)	$251,700 (-) Land $45,000 Building $206,700
2024	$4,399.00
2023	$4,399.00	$37,755	$251,700 Land $45,000 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	232 / 133
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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