1148 Windrose Cir, Madison, MS 39110 Property Records

Madison County property record for 1148 Windrose Cir, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,742 sqft · built 2003
Lot Size0.28 acres (12,216 sqft)
OwnerIndividual Name on Record
Last Sale$234,700 (Oct 2010)
Tax Bill$2,513 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072B-09B-178

Property Details

APN / Parcel Number

Primary APN072B-09B-178
Alternative APNs
  • 072B-09B-178/00.00
  • 39424

Interior

Full Baths5 Baths
Building Area2,742 sqft Adjusted Area
Gross Area2,364 sqft
1st Floor Area2,364 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,216 sqft (0.28 acres)
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number39424
Street Address1148 WINDROSE CIR
CityMADISON
StateMS
Zip39110-7753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 285 CROSSCREEK PART 8 D@84
Legal Range02E
Legal Township07N
Legal Section09
Legal SubdivisionCROSSCREEK PT 8
Legal Lot Number285
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group1
Census Block1009
Census Tract30202

Owner

Source: Madison County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1148 WINDROSE CIR, MADISON, MS 39110-7753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2010 · Amount on Record
Deed SaleOct 4, 2010 · Amount on Record
Prior SaleMay 24, 2007
Deed Document Number2010631984
Deed Book / Page2590 / 574
Prior Transfer DateFeb 10, 2006
Prior Transfer Doc0020200200
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address1148 WINDROSE CIR, MADISON, MS 39110-7753
Document Number0000898518
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1148 WINDROSE CIR MADISON MS 391107753, MADISON, MS 39110-7753

Mortgage

Document Number0000898518
DateAug 7, 2020
Book Page003895/000329
Instrument898518
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueAug 6, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,513.00 Homeowner's exemption$24,143 (-)$241,430 (-) Land $45,000 Building $196,430
2024$2,513.00
2023$2,513.00 Homeowner's exemption$24,143$241,430 Land $45,000 Building $196,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1983–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
T-Mobile
Fixed Wireless
100 / 20

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