114 Summer Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 114 Summer Loop, Kerrville, TX 78028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,315 sqft · built 1996
Lot Size0.162 acres (7,057 sqft)
Owner2 Individual Names on File
Last Sale$208,500 (Mar 2020)
Tax Bill$5,021 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3645-0020-007000

Property Details

APN / Parcel Number

Primary APN3645-0020-007000
Alternative APN
  • 48051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,315 sqft Living Area
Gross Area2,214 sqft
1st Floor Area1,315 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,057 sqft (0.162 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area291 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number3645-0020-007000
Street Address114 SUMMER LOOP
CityKERRVILLE
StateTX
Zip78028-4335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionCREEKSIDE ADDN BLK 2 LOT 7 ACRES .162
Legal SubdivisionCREEKSIDE ADDN
Legal Block2
Legal Lot Number7
JurisdictionKERR TX
Township / Civil DivisionKERRVILLE
Census Block Group1
Census Block1004
Census Tract960200

Owner

114 Summer Loop is owned and occupied by two individuals who bought it in March 2020.

Source: Kerr County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address114 SUMMER LOOP, KERRVILLE, TX 78028-4335
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2020 · Amount on File
Deed SaleMar 16, 2020 · Amount on File
Prior SaleMay 28, 2015
Deed Document Number20201945
Prior Transfer DateMar 13, 2020
Prior Transfer Doc0000001945
Record UpdatedOct 29, 2026

March 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKERR TX
Recording DateMar 16, 2020
Property Address114 SUMMER LOOP, KERRVILLE, TX 78028-4335
Document Number0020001945
Map ReferenceVOL 6 PG 29
Instrument DateMar 13, 2020
Instrument20-001945
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyKERRVILLE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address793 DAVIS RD UNIT 303, 303, LEAGUE CITY, TX 77573-2843

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 SUMMER LOOP, KERRVILLE, TX 78028-4335

Mortgage

Document Number0020001946
DateMar 16, 2020
Instrument20-001946
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 114 Summer Loop was $5,021, up % from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
MunicipalityKerrville City
Unified School DistrictKerrville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,021.00 (+0.02%)$277,194 (-) Land $35,000 Building $242,194$277,194 (-) Land $35,000 Building $242,194
2025$5,020.00 (+96.55%)$277,194 Land $35,000 Building $242,194$277,194 Land $35,000 Building $242,194
2024$2,554.00 (-46.13%)
2023$4,741.00$255,177 Land $35,000 Building $220,177$255,177 Land $35,000 Building $220,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Summer Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims17 (1979–2026)
Claims Outside the SFHA4 of 17
Most Recent ClaimJul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 8 claims
  • Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Summer Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KERRVILLE
serves 30,530 people · EPA ID TX1330001
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureColiform assessment
Aug 2016
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
940 / 940
Hill Country Telecommunications
Fixed Wireless · Fiber in parts of the area
300 / 50

May also be available: Verizon.

Nearby Properties on Summer Loop

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