Kerr County property record for 108 Summer Loop, Kerrville, TX 78028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 1998 |
| Lot Size | 0.169 acres (7,379 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2015) |
| Tax Bill | $5,021 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3645-0020-004000 |
| Primary APN | 3645-0020-004000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 1,990 sqft |
| 1st Floor Area | 1,362 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,379 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 3645-0020-004000 |
|---|---|
| Street Address | 108 SUMMER LOOP |
| City | KERRVILLE |
| State | TX |
| Zip | 78028-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | CREEKSIDE ADDN BLK 2 LOT 4 PT ACRES .1694 |
| Legal Subdivision | CREEKSIDE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KERR TX |
| Township / Civil Division | KERRVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960200 |
108 Summer Loop is owned and occupied by two individuals who bought it in July 2015.
Source: Kerr County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SUMMER LOOP, KERRVILLE, TX 78028-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Feb 17, 2005 |
| Deed Document Number | 20154946 |
| Prior Transfer Date | Jul 24, 2015 |
| Prior Transfer Doc | 0000004946 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 108 Summer Loop was $5,021 with a homeowner's exemption, up 29.7% from the year before.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Municipality | Kerrville City |
| Unified School District | Kerrville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,021.00 (+29.67%) | $277,219 (-) Land $35,000 Building $242,219 | $277,219 (-) Land $35,000 Building $242,219 |
| 2025 | $3,872.00 (+51.61%) Homeowner's exemption | $277,219 Land $35,000 Building $242,219 | $277,219 Land $35,000 Building $242,219 |
| 2024 | $2,554.00 (-26.31%) | ||
| 2023 | $3,466.00 Homeowner's exemption | $255,201 Land $35,000 Building $220,201 | $255,201 Land $35,000 Building $220,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Summer Loop in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 17 (1979–2026) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Summer Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2016 |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area | 300 / 50 |
May also be available: Verizon.
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