106 Summer Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 106 Summer Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,146 sqft · built 1995
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2021)
Tax Bill	$4,557 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3645-0020-003000`

Property Details

APN / Parcel Number

Primary APN	`3645-0020-003000`
Alternative APN	`48047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,146 sqft Living Area
Gross Area	1,889 sqft
1st Floor Area	1,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3645-0020-003000
Street Address	106 SUMMER LOOP
City	KERRVILLE
State	TX
Zip	78028-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	CREEKSIDE ADDN BLK 2 LOT 3 ACRES .115
Legal Subdivision	CREEKSIDE ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1004
Census Tract	960200

Owner

106 Summer Loop is owned and occupied by two individuals who bought it in August 2021.

Source: Kerr County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 SUMMER LOOP, KERRVILLE, TX 78028-4335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage THE MONEY SOURCE INC
Aug 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage RB MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	20217241
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	0000007241
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	106 SUMMER LOOP, KERRVILLE, TX 78028-4335
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017000021
Date	Jan 4, 2017
Instrument	17-000021

Lender

Name	THE MONEY SOURCE INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2046

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Aug 16, 2021
Property Address	106 SUMMER LOOP, KERRVILLE, TX 78028-4335
Document Number	0021007241
Map Reference	VOL 6 PG 29
Instrument Date	Aug 13, 2021
Instrument	21-007241
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SPANISH OAK LN, KERRVILLE, TX 78028-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SUMMER LOOP, KERRVILLE, TX 78028-4335

Mortgage

Document Number	0021007242
Date	Aug 16, 2021
Instrument	21-007242

Lender

Name	RB MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 106 Summer Loop was $4,557 with exemptions applied, up 136.5% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,557.00 (+136.48%)	$251,571 (-) Land $35,000 Building $216,571	$251,571 (-) Land $35,000 Building $216,571
2025	$1,927.00 (+0.1%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$251,571 Land $35,000 Building $216,571	$251,571 Land $35,000 Building $216,571
2024	$1,925.00 (-24.48%)
2023	$2,549.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$231,880 Land $35,000 Building $196,880	$231,880 Land $35,000 Building $196,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Summer Loop in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	17 (1979–2026)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 8 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Summer Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon.

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