119 Summer Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 119 Summer Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1994
Lot Size	0.179 acres (7,784 sqft)
Owner	Individual Name on File
Last Sale	$223,100 (Aug 2017)
Tax Bill	$5,376 (2026)
Deeds & Mortgages	Jun 2012 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3645-0030-004000`

Property Details

APN / Parcel Number

Primary APN	`3645-0030-004000`
Alternative APN	`48063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,442 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	7,784 sqft (0.179 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3645-0030-004000
Street Address	119 SUMMER LOOP
City	KERRVILLE
State	TX
Zip	78028-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	CREEKSIDE ADDN BLK 3 LOT 4 ACRES .1787
Legal Subdivision	CREEKSIDE ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1005
Census Tract	960200

Owner

119 Summer Loop is owned and occupied by an individual who bought it in August 2017.

Source: Kerr County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	119 SUMMER LOOP, KERRVILLE, TX 78028-4336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2012	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 22, 2017	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP
Jun 29, 2012	Vendor's Lien, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Document Number	20175624
Prior Transfer Date	Aug 21, 2017
Prior Transfer Doc	0000005624
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	119 SUMMER LOOP, KERRVILLE, TX 78028-4336
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124066
Date	Jun 29, 2012
Instrument	12-4066

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2042

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Aug 22, 2017
Property Address	119 SUMMER LOOP, KERRVILLE, TX 78028-4336
Document Number	0017005624
Map Reference	VOL 6 PG 29
Instrument Date	Aug 21, 2017
Instrument	17-005624
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1229 HILLTOP RD, KERRVILLE, TX 78028-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SUMMER LOOP, KERRVILLE, TX 78028-4336

Mortgage

Document Number	0017005625
Date	Aug 22, 2017
Instrument	17-005625

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

June 2012: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Jun 29, 2012
Property Address	119 SUMMER LOOP, KERRVILLE, TX 78028-4336
Document Number	0012004065
Map Reference	MB6 PG29
Instrument Date	Jun 28, 2012
Instrument	12-004065
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000124066
Date	Jun 29, 2012
Instrument	12-4066

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 119 Summer Loop was $5,376 with exemptions applied, up 176.1% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,376.00 (+176.12%)	$296,816 (-) Land $35,000 Building $261,816	$296,816 (-) Land $35,000 Building $261,816
2025	$1,947.00 (+0.15%) Homeowner's exemption Senior Citizen's exemption	$296,816 Land $35,000 Building $261,816	$296,816 Land $35,000 Building $261,816
2024	$1,944.00 (-16.06%)
2023	$2,316.00 Homeowner's exemption Senior Citizen's exemption	$273,102 Land $35,000 Building $238,102	$273,102 Land $35,000 Building $238,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Summer Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	17 (1979–2026)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 8 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Summer Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon.

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