112 Summer Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 112 Summer Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$281,952 (Feb 2024)
Tax Bill	$5,025 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3645-0020-006000`

Property Details

APN / Parcel Number

Primary APN	`3645-0020-006000`
Alternative APN	`48050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,360 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3645-0020-006000
Street Address	112 SUMMER LOOP
City	KERRVILLE
State	TX
Zip	78028-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	CREEKSIDE ADDN BLK 2 LOT 6 ACRES .23
Legal Subdivision	CREEKSIDE ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1004
Census Tract	960200

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Apr 23, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2024	Vendor's Lien, Transfer · VA Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Deed Document Number	2024913
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335

Mortgage

Document Number	0026000414
Date	Jan 28, 2026
Instrument	26-000414

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021007996
Date	Sep 8, 2021
Instrument	21-007996

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335

Mortgage

Document Number	0025002374
Date	Apr 23, 2025
Instrument	25-002374

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Feb 23, 2024
Property Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335
Document Number	0024000913
Map Reference	VOL 6 PG 29
Instrument Date	Feb 23, 2024
Instrument	24-000913
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1381, CENTER POINT, TX 78010-1381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SUMMER LOOP, KERRVILLE, TX 78028-4335

Mortgage

Document Number	0024000914
Date	Feb 23, 2024
Instrument	24-000914

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,025.00 (+1,269.21%)	$277,440 (-) Land $35,000 Building $242,440	$277,440 (-) Land $35,000 Building $242,440
2025		$277,440 (+8.63%) Land $35,000 Building $242,440	$277,440 (+8.63%) Land $35,000 Building $242,440
2024	$367.00 (-67.86%)
2023	$1,142.00 Homeowner's exemption Senior Citizen's exemption	$255,403 Land $35,000 Building $220,403	$255,403 Land $35,000 Building $220,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	17 (1979–2026)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 8 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon.

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