114 Ramsgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 114 Ramsgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	925 sqft · built 1990
Lot Size	0.367 acres (16,000 sqft)
Owner	Company Name on Record
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41061`

Property Details

APN / Parcel Number

Primary APN	`41061`
Alternative APN	`1320493`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	925 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	160 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1320493
Street Address	114 RAMSGATE DR
City	SHELBY
State	NC
Zip	28152-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#13 RAMSGATE SD PB16-137
Legal Subdivision	RAMSGATE SD
Legal Block	2
Legal Lot Number	21
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951501

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	681 NC 120 HWY, MOORESBORO, NC 28114-6713
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 20, 2018
Property Address	114 RAMSGATE DR, SHELBY, NC 28152-8508
Document Number	0017802036
Book / Page	001780 / 002036
Instrument Date	Nov 19, 2018
Instrument	20433
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	681 NC 120 HWY MOORESBORO NC 281146713, MOORESBORO, NC 28114-6713

Mortgage

Document Number	17802039
Date	Nov 20, 2018
Book Page	001780/002039
Instrument	20434

Lender

Name	CAROLINA TR BK
Type	Bank
Address	GASTONIA, NC 28054

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,484.00 (+9.93%)	$152,564 (-) Land $18,025 Building $134,539	$152,564 (-) Land $18,025 Building $134,539
2025	$1,350.00	$152,564 (+39.88%) Land $18,025 Building $134,539	$152,564 (+39.88%) Land $18,025 Building $134,539
2023		$109,066 Land $15,450 Building $93,616	$109,066 Land $15,450 Building $93,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20