110 Ramsgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 110 Ramsgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,025 sqft · built 1990
Lot Size	0.35 acres (15,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Mar 2019)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41059`

Property Details

APN / Parcel Number

Primary APN	`41059`
Alternative APN	`1323786`

Interior

Stories	1 Story
Building Area	1,025 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Metal
Lot Area	15,255 sqft (0.35 acres)
Lot Dimensions	135 ft deep x 113 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	70 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1323786
Street Address	110 RAMSGATE DR
City	SHELBY
State	NC
Zip	28152-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#11 RAMSGATE SD PB16-137
Legal Subdivision	RAMSGATE SD
Legal Block	2
Legal Lot Number	19
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951501

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 BRIDGE RD, ELLENBORO, NC 28040-8694
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Deed Document Number	2019200023995
Deed Book / Page	1787 / 1544
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 14, 2019
Property Address	110 RAMSGATE DR, SHELBY, NC 28152-8508
Document Number	0017871544
Book / Page	1787 / 1544
Map Reference	MB 16 PG 137
Instrument Date	Mar 14, 2019
Instrument	200023995
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 244, BOILING SPRINGS, NC 28017-0244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 RAMSGATE DR, SHELBY, NC 28152-8508

Mortgage

Document Number	200023996
Date	Mar 14, 2019
Instrument	200023996

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,615 (-) Land $19,181 Building $144,434	$163,615 (-) Land $19,181 Building $144,434
2025	$1,447.00	$163,615 (+44.69%) Land $19,181 Building $144,434	$163,615 (+44.69%) Land $19,181 Building $144,434
2023		$113,078 Land $16,441 Building $96,637	$113,078 Land $16,441 Building $96,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20