111 Ramsgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 111 Ramsgate Dr, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	925 sqft · built 1990
Lot Size	0.34 acres (14,835 sqft)
Owner	Individual Name on File
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41084`

Property Details

APN / Parcel Number

Primary APN	`41084`
Alternative APN	`1314537`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	925 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Metal
Lot Area	14,835 sqft (0.34 acres)
Lot Dimensions	129 ft deep x 115 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	160 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1314537
Street Address	111 RAMSGATE DR
City	SHELBY
State	NC
Zip	28152-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#36 RAMSGATE SD PB16-137
Legal Subdivision	RAMSGATE SD
Legal Block	2
Legal Lot Number	44
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951501

Owner

Source: Cleveland County records · APN 41084

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 RAMSGATE DR, SHELBY, NC 28152-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 13, 2017
Property Address	111 RAMSGATE DR, SHELBY, NC 28152-8509
Document Number	0017360663
Book / Page	001736 / 000663
Instrument Date	Feb 08, 2017
Instrument	1541
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RAMSGATE DR SHELBY NC 281528509, SHELBY, NC 28152-8509

Mortgage

Document Number	17360666
Date	Feb 13, 2017
Book Page	001736/000666
Instrument	1542

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,689 (-) Land $18,917 Building $136,772	$155,689 (-) Land $18,917 Building $136,772
2025	$1,377.00	$155,689 (+47.65%) Land $18,917 Building $136,772	$155,689 (+47.65%) Land $18,917 Building $136,772
2023		$105,442 Land $16,215 Building $89,227	$105,442 Land $16,215 Building $89,227

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.