116 Ramsgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 116 Ramsgate Dr, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,025 sqft · built 1990
Lot Size	0.444 acres (19,380 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2023)
Tax Bill	$1,428 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41062`

Property Details

APN / Parcel Number

Primary APN	`41062`
Alternative APNs	`7017201` `1358907`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,025 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Material	Metal
Lot Area	19,380 sqft (0.444 acres)
Lot Dimensions	190 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	100 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358907
Street Address	116 RAMSGATE DR
City	SHELBY
State	NC
Zip	28152-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#14 RAMSGATE SD PB16-137
Legal Subdivision	RAMSGATE SD
Legal Block	2
Legal Lot Number	22
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951501

Owner

Source: Cleveland County records · APN 41062

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 RAMSGATE DR, SHELBY, NC 28152-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 18, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Deed Document Number	2023200092498
Deed Book / Page	1907 / 1093
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 28, 2023
Property Address	116 RAMSGATE DR, SHELBY, NC 28152-8508
Document Number	0019071093
Book / Page	1907 / 1093
Map Reference	MB 16 PG 137
Instrument Date	Sep 28, 2023
Instrument	200092498
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 341, BOILING SPRINGS, NC 28017-0341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 HOLLIS RD, ELLENBORO, NC 28040-7759

Mortgage

Document Number	0019071096
Date	Sep 28, 2023
Book Page	1907/1096
Instrument	200092499

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	116 RAMSGATE DR, BOILING SPRINGS, NC 28017
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018542942
Date	Oct 18, 2021
Book Page	1854/2942
Instrument	200062949

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 01, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	116 RAMSGATE DR, BOILING SPRINGS, NC 28017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017360967
Date	Feb 15, 2017
Book Page	1736/0967
Instrument	2017-001601

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	116 RAMSGATE DR, BOILING SPRINGS, NC 28017
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018061817
Date	Jan 31, 2020
Book Page	1806/1817
Instrument	200035499

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,418 (-) Land $19,635 Building $141,783	$161,418 (-) Land $19,635 Building $141,783
2025	$1,428.00	$161,418 (+40.88%) Land $19,635 Building $141,783	$161,418 (+40.88%) Land $19,635 Building $141,783
2023		$114,578 Land $16,830 Building $97,748	$114,578 Land $16,830 Building $97,748

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 53% of North Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ramsgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures