Cleveland County property record for 109 Ramsgate Dr, Shelby, NC 28152 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 967 sqft · built 1990 |
| Lot Size | 0.343 acres (14,976 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,433 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41085 |
| Primary APN | 41085 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 967 sqft Finished Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 14,976 sqft (0.343 acres) |
| Lot Dimensions | 128 ft deep x 117 ft wide |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 80 sqft |
| Storage Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1072655 |
|---|---|
| Street Address | 109 RAMSGATE DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #37PB16-137 RAMSGATE SD |
| Legal Subdivision | RAMSGATE SD |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 951501 |
Source: Cleveland County records · APN 41085
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 RAMSGATE DR, SHELBY, NC 28152-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,759 (-) Land $19,246 Building $140,513 | $159,759 (-) Land $19,246 Building $140,513 | |
| 2025 | $1,433.00 | $159,759 (+48.18%) Land $19,246 Building $140,513 | $159,759 (+48.18%) Land $19,246 Building $140,513 |
| 2023 | $107,814 Land $16,497 Building $91,317 | $107,814 Land $16,497 Building $91,317 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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