114 Pepper Pl, Charlottesville, VA 22902 Property Records

Albemarle County property record for 114 Pepper Pl, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1980
Square Footage	1,200 sqft Finished Area
Lot Size	5,009 sqft (0.115 acres)
Tax Bill	$2,838.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`076M2-00-00-03200`
Alternative APN	`31432`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,200 sqft Finished Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	5,009 sqft (0.115 acres)
Patio Area	112 sqft Patio
View	Proximity to Airport View
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	114 PEPPER PL
City	CHARLOTTESVILLE
State	VA
Zip	22902-6429
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY 3 32
Legal Subdivision	WILLOUGHBY
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	2
Census Block	2000
Census Tract	11303

Owner

Source: Albemarle County records · APN 076M2-00-00-03200

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1233 HOLLINS RD, WAYNESBORO, VA 22980-3415
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	114 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number	0000011590
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PEPPER PL CHARLOTTESVILLE VA 229026429, CHARLOTTESVILLE, VA 22902-6429

Mortgage

Document Number	0000011590
Date	Oct 23, 2019
Book Page	005233/000394
Instrument	11590

Lender

Name	DUPONT CMNTY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,838.00 (+2.94%)	$317,500 (+2.95%) Land $94,000 Building $223,500	$317,500 (+2.95%) Land $94,000 Building $223,500
2025	$2,757.00 (+28.89%)	$308,400 (+23.11%) Land $90,000 Building $218,400	$308,400 (+23.11%) Land $90,000 Building $218,400
2023	$2,139.00	$250,500 Land $83,000 Building $167,500	$250,500 Land $83,000 Building $167,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low 20th percentile nationally · 29th in Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.